1. What is a payday loan?

Payday loans are short term loans that don’t require credit. You simply need to be employed for at least six months and have a bank account. Approval is fast and the money is automatically deposited into your bank account. You then pay back the payday advance when you receive your next paycheck.

2. Can I apply for a payday loan if I’m in the military?

You can apply for a payday loan if you are in the military as long as you are not stationed somewhere overseas and as long as there is not the possibility that you will be transferred. If you are active military, acquiring payday loans will not be possible because of the changes that can occur in your life. Those changes can affect your ability to pay the loan back.

3. Do I have to have a bank account?

Yes, provided you meet our other requirements as well.

4. I have a full-time job and have been working for more than six months.  Can I get a loan from Payday Loan?

Yes if you meet our other requirements.

5. I have been working for about a year and make a little over $1,000.00 a month.  Do I qualify for a loan?

Yes, you need to have a bank account. This is because the payday advance occurs via your bank account. You will provide the payday loan company with a cancelled check so that they can acquire your account information. The cash advance will be deposited into your bank account. It is preferable that you have direct deposit because your money will be automatically withdrawn from your account on the day it is to be paid back. Furthermore, these loans are no fax loans, but it can be confirmed without a ton of paperwork whether or not your bank account is legitimate. This is done via the routing number of the bank. Invalid social security numbers can also be identified.

6. What are employment and income requirements?

You should be employed by the same employer for at least six months and you need to have an income of at least $1200 to $1500 per month.

7. Can I get cash loans if I’m self employed?

One would thing it would be hard to get payday loans when self employed, but what you need is a bank statement to prove your income.

8. I still owe on a payday loan with another company. Can I still get a loan with you?

If you owe money to another payday loan company, you will not be able to acquire a payday loan through us. We are able to track down any money that you owe to another payday loan company even if you don’t say anything about owing the money.

9. My loan was rejected, as I still owe money at another Payday Loan.  After I pay off that loan, will I qualify to receive another loan?

Yes, once you have paid off your outstanding debt, you can reapply.

We hope the your questions were answered. if not you can contact us via mail and we will try and help answer any question you night have.